Step 1 of 110% complete
Guided workflow
Dispute a credit report error
We'll help you identify the error, state the facts, prepare an editable dispute letter, and move toward mailing. Nothing is sent until you review and approve it.
Dispute Mail provides document preparation and mailing assistance. It is not a law firm and does not provide legal advice. Credit bureaus have 30–45 days to investigate disputes under the FCRA.
FCRA timeline: Credit bureaus have 30–45 days to investigate your dispute. Mail certified with return receipt to prove you submitted on time.
1Identify the credit bureau and error
2State what's wrong and what you want
3Review and edit the dispute letter
4Choose mailing and send certified